Take-Home Pay Calculator
Enter salary or annual salary, tax-exempt wage and number of family members to calculate the expected monthly net amount for 2026.
Input
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Result
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The annual salary is divided into 12 equal parts, with a monthly salary. Tax-exempt salaries are also divided according to the salary unit entered (monthly or annual salary). Estimated based on general 2026 employee contributions, with the National Pension basic income monthly range set at 410,000 won (lower limit) and 6,590,000 won (upper limit) from July 2026 to June 2027. Does not include actual reported wages, enrollment exceptions, insurance settlements, bonus payment methods, and year-end tax. Workers’ compensation and employer contributions are excluded from employee deductions. Does not guarantee salary details or fixed tax amounts.
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Calculation·conversion criteria
Enter monthly salary or annual salary, family members, and tax exemption conditions to check the monthly net interest estimate and deduction items.
Input example
Monthly tax payment of 3,500,000 won; for 4 family members eligible for deduction and 2 children aged 8–20, the income tax on the National Tax Service form is 49,340 won, minus 29,160 won, resulting in 20,180 won.
Monthly tax payment: 3.5 million won. With 4 family members (self, spouse, 2 children) and 2 children aged 8–20, the monthly income tax calculated from 49,340 won in the National Tax Service simplified tax table, minus 29,160 won for children, is 20,180 won. This includes estimated worker insurance and local income tax based on the salary input.
How to use
- Use the provided example value or replace the salary input basis, pre-tax salary (same as salary input basis), tax-exempt salary (same as salary input basis), number of eligible family members (including self), number of children aged 8–20 (included in the number of family members), and withholding rate for labor income tax (%) fields.
- Click Verify result and check the following result.
- Result can be copied if needed.
Frequently Asked Questions
Does entering an annual salary result in the actual year-end amount?
No. It is a conversion value assuming the salary is divided into 12 parts, with the same salary per month, and the same insurance premium and simplified tax paid each month. Bonus payment timing and year-end tax amount may vary.
Do you include children in the number of deductible families?
Yes. Includes the person and the number of dependent family members, plus spouses and families that meet the requirements. The number of children aged 8–20 is included in the family count but entered separately, applying the child tax credit table from the tax office.
Why is it different from the actual salary statement?
Insurance premiums may vary depending on reported contributions, enrollment conditions, and settlement. This calculation is based on general workplace memberships. Whether tax-exempt items are recognized and year-end settlement also depend on company and personal circumstances.
Calculation criteria and reference materials
- National Tax Service — simple tax rates for labor income and child deductions
Simple tax amount based on number of family members affected by deductions, 80·100·120% withdrawal options and deductions for children aged 8–20. Example: 3.5 million won · 4 family members · 2 children results in income tax of 20,180 won.
- National Law and Regulation Information Center — Table 2 of the Income Tax Act Implementation Regulations
Monthly tax withholding table by family size 1–11 members and calculation range for salaries over 10 million won. Site data can be reproduced from the shaded PDF.
- National Pension Service — 2026 employer‑participation insurance rates and standard monthly income
In 2026, 9.5% of business subscribers and 4.75% of workers participate. Income below 1,000 won per month is ignored, and the range is 410,000–6,590,000 won from July 2026 to June 2027.
- National Health Insurance Agency — 2026 Health and Long‑term Care Insurance rates
2026 year, workplace health insurance rate 7.19%, half of subscribers/users pay, linked to long-term care insurance at 0.9448%÷7.19% ratio.
- Ministry of Labor and Employment — Employment insurance rate and worker burden
With a 1.8% unemployment insurance fee shared half by labor and management, the general worker burden is 0.9%. Employment stability and vocational skill development fees are managed by employers.
- National Tax Service — special collection of local income tax
The personal local income tax with special deduction along with labor income tax is 10% of the income tax amount.
Verification of calculation criteria: · Calculation·verification principles · Report errors